Foreclosure Specialists
Foreclosure is a non-judicial process used by lenders to recover their assets
when borrowers fail to make reuired payments. These payments are required under
a promissory note secured by a Deed of Trust.
Foreclosures usually are managed by independent Trustees acting as neutral third parties.
Professional Experties Protects Transaction
The process begins when a Notice of Default is recorded at the Count Recorders Office. The minimum process time allowed by law is 4 months, beginning to end.
Throughout this time, any procedural irregularity, which conflicts with the statutory provisions that govern foreclosures, can invalidate the Trustee’s sale. Thus lenders want an accurate and knowledgeable Trustee. They want a professional experienced in dealing with these very precise and detailed transactions.
Our staff is well versed in Civil Codes regulating foreclosures. A member of the California Trustee’s Association, we stay on top of vital, changing laws that affect foreclosures and lending practices.
Superior Personalized Service
ARI provides superior client service. When you call our office, you speak to a real person. Direct and immediate response! We give the knowledge, cooperation and respect you deserve.
We work with our clients and their agents as a team. Every concerned party receives responsible, accurate information and assistance. Our automatic foreclosure process allows us to foreclose the instant a payment becomes delinquent.
Three Foundation Stones to Exceptional Service
Here is our commitment:
- Orders are process the same day we received them.
- Process all foreclosures, statewide.
- We can expedite the most complicated and unusual orders.
Our exceptional attention to detail can be seen in our preparation of
- All demands,
- Beneficiary Statements,
- Note Modifications,
- Forbearance Agreements, and
- Reconveyances.
Foreclosure Schedule
| Time |
Foreclosure Action |
| Day |
Record Notice of Default - 2924 |
| Within 10 Days |
Mail Notice of Default - 2924(b)(1) and 2924b(e)
Publish Notice of Default as needed -2924b(e) |
| Within 1 Month |
Mail Notice of Default - 2924b(c)(1)(2) & 2924b(e) |
| After 3 Months |
Set Sale Date - 2924 and 2924(b) |
| 25 Days Prior to Sale Date |
Send Notice of Sale to IRS - when required by regulations |
| 20 Days Prior to Sale Date |
Public Notice of Sale - 2924f(b)
Post notice of Sale - 2924f(b)
Mail Notice of Sale - 9224b (c)(3)
2924b(e) - including state taxing agency |
| Within 10 Days from First Publication of Notice of Sale |
Request Directions to Property - 2924(b) |
| 14 Days Prior to Sale Date |
Record Notice of Sale - 2924f(b) |
| 7 Days Prior to Sale Date |
Trustee Cannot Sell until 7 Days After Expiration of Court Order - 2924g(d) |
| 5 Business Days Prior to Sale Date |
Right to Reinstate - 2924c(e) |
| Sale Date |
Sold, Notarized and Recorded |
Mailing Address
43619 17th Street West, Suite 102
Lancaster, CA 93534
Tel: 661 945 5525 • Fax: 661 948 7129
advancdrec@aol.com